What we Do:

We have a Strategic Approach to Employee Benefits, focusing first and foremost on your goals and your employees. 

For Groups with 20 or more employees we will provide you with a custom Benefits Program and a custom Benefit Administration and Human Resource Information System and an optional Payroll system.  All of our systems work together to make your life easier and more compliant.

  • Tools and services for Compliance (ERISA, COBRA, HIPAA, etc)

  • Employee Centered Benefits Plans

  • Great Product Selection decided on a case by case basis.  We are not tied to any one carrier.

  • Employee Engagement Programs including Surveys, Benefit Advisory Boards, and more

  • Employer Labeled - These are your benefits and your systems - we just Power them.


HR Library Login

  All XLK International, LLC clients get access to our complimentary HR Library.

 Not a current client, but would still want access?

 No Problem!  Just email us at info@xlkint.com and request a login. 

Login to HR Library
Forgot Password:

Please Register or Login to our Benefit Administration System here.

James M. Knox, President

James is a founding partner of XLK International, LLC.

Prior to founding XLK, James spent two years working with AlwaysCare Benefits serving their largest clients and developing the Benefit Administration System.  He played an integral part in developing the Benefit Administration system and the processes for its continued use.

Prior to AlwaysCare Benefits James spent most of his working life in the insurance industry on the broker side of the business. He worked with clients of all sizes, from 2 to over 5,000 employees, ranging from State Governments to Physician Practices. He worked in group and individual products in both the Property and Casualty markets and the Life and Health markets. He had an emphasis in Professional Associations, Professional Liability, Individual Life and Disability, and Group Benefits. He has an expertise in Section 125, Benefit Administration Systems, Human Resource Information Systems, and corporate wellness.  He has set up groups on many different Benefit Administration systems from 25 employees to over 10,000 employees.

James has a wide range of hobbies and a thirst for learning new things. You can usually find a Clive Cussler book in his car or briefcase, an ecclectic mix of Jimmy Buffet, Johnny Cash, and Mozart on the radio.  He enjoys hunting, fishing, and shooting but does not get into the field as often as he would like due to our heavy work schedule. I travel often for work and for pleasure, including trips to China to visit my in-laws. Long weekends usually find him and his wife and son on the beautiful beaches along Route 30A (Destin, FL), taking a break from our hectic schedules.  

Check out his Linked in profile here:

About Our Team

About XLK International, LLC

Do you have questions about online enrollment, exchanges, PPACA and HIPAA Compliance?

We can help without charging you a PEPM that can crush your budget.  Partnering with XLK will give you the tools and knowledge to get your clients compliant and stay compliant.  We can also help them to increase Their internal efficiencies.  

How we do it:

Some Of The Benefits:

We are a well-respected team with a reputation for innovative and lasting results. Our consultants are seasoned experts in the fields of employee benefits, benefit administration and HRIS technology. Our consultants are seasoned experts in the fields of Employee Benefits, Risk Management, Benefit Administration and HRIS technology, with so many initials following their names we can't list them all (MBA, CIA, PHIAS, CSFP, PMP, and a ton more).

What separates us from the rest is our experience and commitment to helping our clients not only survive, but thrive in these challenging times!